Morgan Silver Dollar Value: The $28 Floor and the Five-Figure Keys

Updated 2026-07-16 · Values from the Note ID reference catalog

The Morgan Dollar (1878–1904, 1921) is the rare coin where nothing is worthless: each one contains about three-quarters of an ounce of silver, so even the most worn common date has a real melt-value floor around $28–$30. From that floor, mint marks and condition take some dates into five and six figures.

Common-date Morgan dollar values

Grade (condition)Typical value
Good–Fine (heavily worn)$30–$34
Very Fine–Extremely Fine$36–$40
About Uncirculated$45
MS63 Uncirculated$70
MS65 Gem$160

The 1921 (the most common Morgan by far) runs slightly lower: about $28 worn, $55 in MS63, $110 in MS65. Values move with the silver spot price.

The mint mark is everything

Flip the coin — the mint mark sits on the reverse, below the wreath bow and above DO in DOLLAR. Blank = Philadelphia, O = New Orleans, S = San Francisco, D = Denver (1921 only), and CC = Carson City, the frontier mint whose coins carry a permanent premium. Any CC Morgan is worth checking carefully.

Key dates worth real money

Date + mintWorn (Good)Uncirculated (MS63)Notes
1893-S$4,500$180,000Lowest mintage (100,000) — 'the king' of circulation Morgans; heavily faked
1889-CC$900$28,000Rarest Carson City issue; MS65 reaches $90,000
1878-CC$120$500First-year Carson City — the affordable CC entry point
1895 (proof only)$90,000 (PR65)Only 880 proofs struck, no confirmed business strikes

The 1893-S and 1889-CC are among the most counterfeited U.S. coins — added mint marks and altered dates are common. Never pay key-date money without authentication.

How to read your Morgan in a minute

  • Date: front, below Liberty's portrait.
  • Mint mark: back, under the wreath bow. CC doubles your attention immediately.
  • Grade tells: the hair above Liberty's ear and the eagle's breast feathers wear first — sharp feathers usually mean AU or better.
  • Fakes: wrong weight (genuine ≈ 26.7g), seams on the edge, or a mint mark that looks 'stuck on' are the classic red flags.

Sorting a stack of Morgans

The Note ID app identifies the date, mint mark, and series from a photo and flags Carson City issues and key dates for free — the eBay sold-price lookup for your exact coin is in the paid tier, full disclosure. For anything on the key-date table, recent sold prices matter more than any printed guide.

Collector wisdom: Morgans survived in uncirculated condition by the bag — Treasury vaults held millions until the 1960s. That's why an MS63 common date costs only $70, and why circulated rarities like the 1893-S are so extreme: almost none were saved.

Frequently asked questions

How much silver is in a Morgan dollar?

90% silver, 10% copper — 0.7734 troy ounces of pure silver. That's the melt floor: multiply the silver spot price by 0.77 and no undamaged Morgan should sell below it.

Are 1921 Morgan dollars valuable?

They're the most common Morgans, worth about $28–$38 in circulated grades. Still real silver money — just not rare. (Don't confuse them with 1921 Peace dollars, which carry a key-date premium.)

What does CC mean on a Morgan dollar?

Carson City, Nevada — the small frontier mint. CC Morgans always carry a collector premium: the cheapest circulated ones start around $100–$200, and the 1889-CC runs $900+ even heavily worn.

Should I clean my Morgan dollar before selling?

No. Cleaning can cut the value in half. Original toning — even dark — is preferred by collectors and required for top grades.

How can I tell if my Morgan dollar is fake?

Weigh it (26.73g ± 0.4), check the edge for a seam, and compare the mint mark style. Key dates like the 1893-S deserve professional authentication — the fakes are good.

Not sure what you have?

Scan any US coin or bill with your camera — Note ID identifies it and flags star notes, fancy serials, and key dates for free.

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Related guides

Values on this page are estimates for typical examples and are not an appraisal. Real-world prices depend on condition, third-party grading, and current demand — always check recent eBay sold listings (the Note ID app does this for you) before buying or selling.